I'm gonna Freeze my Credit, call my banks/Credit cards -- ConnHoo 09/08/2017 9:44PMInsert a Link
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I'm gonna Freeze my Credit, call my banks/Credit cards -- ConnHoo 09/08/2017 9:44PM This site will give instructions for checking to see if you were impacted -- 111Balz 09/08/2017 11:25AM LOL... -- hoothat 09/10/2017 01:36AM Can't be trusted but then we know that now -- bballbill 09/08/2017 6:41PM Anybody who checks their status through that site waives -- wahoo138 09/08/2017 12:09PM only if you sign up for the monitoring service ** -- 111Balz 09/08/2017 12:12PM It signs you up automatically -- wahoo138 09/08/2017 12:15PM Not me ** -- 111Balz 09/08/2017 12:16PM Probably because you didn't come back as affected -- wahoo138 09/08/2017 12:18PM Unless you explicitly agree to something, no way would that waiver be -- 111Balz 09/08/2017 12:24PM You still have to affirmatively sign up and agree to their terms and -- KCHoo 09/08/2017 12:19PM Just checked again. It says I'm probably effected and has a button -- wahoo138 09/08/2017 12:59PM No way it would be effective if you don't have the customer click -- KCHoo 09/08/2017 1:04PM It explicitly said I will not receive any more messages about this and if -- wahoo138 09/08/2017 1:09PM The message read as if I was already enrolled -- wahoo138 09/08/2017 12:48PM Thats only if you sign up for the protection and it is questionable -- KCHoo 09/08/2017 12:10PM So what is the best recourse? I and the better half -- walkthecorner 09/08/2017 12:46PM My plan is to get the free credit reports -- maybe one every 4 months -- KCHoo 09/08/2017 12:54PM I wonder about that. -- hoolstoptheheels 09/08/2017 12:30PM The circuits are split on whether you have to show some actual identity -- KCHoo 09/08/2017 12:43PM Yep. That's generally how the law catches up to reality. ** -- hoolstoptheheels 09/08/2017 1:39PM I would be okay with making an example out of them -- Faz d. Hoo 09/08/2017 12:16PM Wow, pretty lucky. Most everyone I know was affected. ** -- PalmyraHoo 09/08/2017 11:57AM I was. Couldn't resist checking. ** -- KCHoo 09/08/2017 12:00PM Anyone considering a credit freeze? -- Notorious KOM 09/08/2017 10:51AM Just checked...very nice that they (Equifax) wants a -- hoobedda 09/08/2017 11:15AM Welp...might be time for Life-Lock (or one of those ID protection firms) ** -- Tuckahokie 09/08/2017 09:55AM Heard bad things about lifelock -- HokieDan95 09/08/2017 10:21AM I was urged to use them after a VA breach -- PalmyraHoo 09/08/2017 12:01PM That would seem like a requirement ** -- wahoo138 09/08/2017 1:24PM 2008? ** -- Faz d. Hoo 09/08/2017 11:18AM Lucky me, I'm already in my free year -- Beerman 09/08/2017 10:13AM Yep- have had "free" enrollments for several -- walkthecorner 09/08/2017 10:15AM They are offering a free one year service. Google -- walkthecorner 09/08/2017 10:03AM I saw a report that there are security concerns in checking ** -- KCHoo 09/08/2017 10:05AM That was going to be my joke response ** -- WahooMatt05 09/08/2017 10:45AM Well fudge me since I checked yesterday. ** -- walkthecorner 09/08/2017 10:06AM Don't think it's a huge deal. probably will just get spam -- KCHoo 09/08/2017 10:11AM Not enough of a cybersecurity wonk to know how negligent they were. -- hoolstoptheheels 09/08/2017 09:48AM Credit bureau data too. That's no joke. ** -- WahooRQ 09/08/2017 09:43AM I want an opt out law with these companies. Fat chance in corporate America ** -- hokeyhokie 09/08/2017 09:43AM Call me crazy -- Fuzzy Dunlop 09/08/2017 10:41AM If you opt out then you wouldn't be able to get credit -- Faz d. Hoo 09/08/2017 09:45AM Ummm... how did your parents buy their first house? ** -- 81_Hokie 09/08/2017 12:33PM Irrelevant. Credit is much more sophisticated now. -- Faz d. Hoo 09/08/2017 12:42PM Why is that relevant? -- hoolstoptheheels 09/08/2017 12:41PM Should be my choice. I'll bet banks will still want my money ** -- hokeyhokie 09/08/2017 09:47AM Sure. The question is, will you need any of their money. If so -- 111Balz 09/08/2017 10:20AM Yes, banks will take your money. So what? -- Faz d. Hoo 09/08/2017 09:51AM If people start opting out, the system will change because it has to ** -- hokeyhokie 09/08/2017 09:53AM It's a pipe dream, my friend. Not that there's anything wrong with that. -- Shenhoo 09/08/2017 10:08AM To what? Life before credit ratings? Not likely. -- hoolstoptheheels 09/08/2017 09:59AM These firms provide a vital service -- Fuzzy Dunlop 09/08/2017 11:06AM Sure. That's their primary purpose. -- hoolstoptheheels 09/08/2017 11:19AM Everyone should be treated equally. -- BocaHoo91 09/08/2017 11:51AM There are hundreds of millions of people in the system -- Faz d. Hoo 09/08/2017 09:55AM Don't bet too much. They only lend out so many. -- hoolstoptheheels 09/08/2017 09:50AM Yes - I suppose I will enroll the wife and I in their -- walkthecorner 09/08/2017 09:27AM 3 managers dumped $1.8 million worth of stock before it went public ** -- HokieDan95 09/08/2017 09:18AM The party line is laughable -- Beerman 09/08/2017 09:58AM Ooh. That's a serious no-no. ** -- hoolstoptheheels 09/08/2017 09:51AM Not just a manager, the CFO -- WahooMatt05 09/08/2017 09:50AM This story is going to have a long tail. Those managers are just part of it ** -- Faz d. Hoo 09/08/2017 09:23AM