The Soapbox

southdenverhoo

Joined: 10/11/2001 Posts: 13251
Likes: 17832


My hypothesis--most of the serious consumers of healthcare in the US are in


these three groups: 1. Medicare recipients 2. Medicaid and other government healthcare (such as VA) recipients 3. Uninsured and too poor to pay anyway (but not poor enough for Medicaid).

Corollary: And if you're in a 4th group, 4. Privately Insured But Not Wealthy, and something really serious (or even sort of serious) comes upthe deductible and co-pays will bankrupt you anyway.

Our health care delivery system works well for you if you are in the first two groups or the 5th group, 5. Privately Insured And Wealthy. Or the 6th Group, 6. Totally Healthy So Far.

'But for Group 5 and 6 folks--it is still overpriced for what it provides them, which is for the Totally Healthy So Far cohort, a false sense of security and for the Privately Insured but Wealthy group, the coverage of a risk they could more efficiently self-insure.






[Post edited by southdenverhoo at 11/07/2019 3:47PM]

(In response to this post by BocaHoo91)

Posted: 11/07/2019 at 3:41PM



+0

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