came to us and said "I need to make f/t money," we would've either found something for her to do outside or normal responsibilities, front-loaded some pay, whatever we needed to do to make it work. Taking zero ownership of problems is not what I'm looking for in a manager.

In the larger scheme of things, I agree that the u/e boost going away will help the macro problem to an extent. However, I do think unemployment time limits will be waived again just like they were after the '08 crash, so if you can live on reduced income - especially if you don't WANT to leave the house right now - you'll be able to.