The Soapbox

Hoodafan

Joined: 09/29/2013 Posts: 60530
Likes: 56984


But it's not risk pooling in any way. It's spreading out the cost of that


risk to make it more evenly priced throughout one's life (rather than more representative of their risk as is done with all other insurances). So if your goal is to get as many young and healthy people in the pool as possible, why on Earth would you make it so much more heavily weighted on the front end cost? (to people with lower disposable income than older folks, and high student debt no less)

It's pretty simple stuff. If you want more young and healthy folks in the pool (and I agree that you do), the cheaper and actually affordable you make it, the more that will jump in.

The 3x cap was nothing but a giveaway to older more likely voters. It doesn't spread risk whatsoever.

(In response to this post by HoosWillWin)

Posted: 03/21/2017 at 1:48PM



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