The Soapbox

Hoodafan

Joined: 09/29/2013 Posts: 60530
Likes: 56983


They should. I can understand putting a cap like that to try and avoid


making older folks drop out because they can't afford health insurance (if it was priced solely on risk) when they need it the most, but I always thought 3X was far too aggressive if your goal is to get young and healthy folks in. I criticized it then and still do now, even though I would obviously be better off personally at 3X. It simply made it way too expensive for your typical 26 yr old that still thinks they're invincible, and thus more likely to opt out, so the young and healthy not signing up as much as expected/hoped for was easily predictable. I would also drop the stay on parents' plan until 26 (unless you're a f/t student or a dependent) but no way either side has the balz to take that away now, even if it's the right thing to do for the same reason.

FWIW, Ryan and Co. have always said they planned on changing it to 5X (and even allowing states to go up from there iirc, so 5X would be the Fed minimum, not maximum as it is now). It was always in their plan put out on better.gop, that plan the left kept saying they didn't have.

(In response to this post by hoodeyo)

Posted: 03/21/2017 at 4:40PM



+0

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